Your Credit Report is a key indication if you are a good borrower and will determine if a potential lender will lend to you. if you want to qualify for prime rates and the best finance options.

It may seem like a small thing right now, but any kind of debt including these seemingly innocent short-term financing solutions are wealth-destroyers. Tread carefully.

So you're ready to buy a property? Unless you've got the cash stashed under the mattress you will need to obtain a loan. Sounds straight-forward, but is it?